Filing for long-term disability (LTD) benefits is difficult under the best of circumstances—but for individuals managing mental health challenges, the process often feels even more discouraging. The reasons for this disparity are layered: stigma, policy restrictions, subjectivity in diagnosis, and insurer bias all play a role.
Why Long-Term Disability Claims for Mental Health Are Denied More Often Read More »
Getting long-term disability (LTD) benefits approved is a major milestone. After months—or even years—of paperwork, doctor visits, and insurer pushback, you finally get confirmation: your claim is accepted. But approval doesn’t mean you’re done. In many ways, it’s the start of a new phase.
What Happens After Your LTD Benefits Are Approved? Read More »
Facing a denied Long-Term Disability claim can be overwhelming. The appeal process is complex, deadlines are strict, and insurers often use every loophole to avoid paying out benefits. That’s why choosing the right LTD lawyer can make all the difference between a successful appeal and a continued denial.
How to Choose the Right LTD Lawyer for Your Case Read More »
A denied Long-Term Disability claim can feel like the end of the road—but in many cases, it’s just the beginning. While insurers have the right to review and deny claims, they don’t have the right to do so unfairly or in bad faith. If you’ve exhausted your appeal options or suspect your insurer acted improperly, you may be able to file a lawsuit to fight for the benefits you deserve.
When Can You Sue Your Insurance Company for Denied LTD Benefits? Read More »
When filing a successful Long-Term Disability claim, documentation is everything. It’s the foundation of your case—the proof that connects your condition to your inability to work. Without strong, comprehensive medical records, even the most legitimate claims can be denied.
The Role of Medical Documentation in Winning Your LTD Claim Read More »
Getting denied for Long-Term Disability (LTD) benefits can feel like a dead end. Many claims are denied on the first attempt, often due to missing documentation, policy misunderstandings, or procedural missteps. But the good news is that a strong, well-prepared appeal can turn things around.
How to Appeal a Denied Long-Term Disability Claim Successfully Read More »
