If you find yourself in this position, it’s essential to understand your employer’s role in the LTD claims process and the steps you can take to hold them accountable. Following procedures and maintaining clear communication can protect your rights and strengthen your claim.
When filing a long-term disability claim, many claimants wonder whether they can manage the process without a lawyer. The simple answer is yes, you can handle your own LTD claim. However, the real question is whether it’s practical, effective, or worth the strain.
Can You Handle a Long-Term Disability (LTD) Claim Without a Lawyer? Read More »
Hiring a lawyer to handle a long-term disability claim can significantly increase the likelihood of success, but a common concern is affording legal representation. Unlike most legal work, hiring an LTD lawyer doesn’t typically involve paying a retainer or hourly fees.
Understanding the relationship between long-term disability (LTD) insurance and Social Security Disability (SSD) benefits is crucial when navigating disability benefits. These two programs, while distinct, often overlap for individuals unable to work due to a disabling condition.
The Interplay Between Long-Term Disability (LTD) and Social Security Disability (SSD) Read More »
LTD claims can be complex and overwhelming, particularly when navigating the differences between physical and mental disability claims. Understanding the policy nuances, required documentation, and legal protections is essential for building a strong claim.
Approaching Long-Term Disability Claims with Physical vs. Mental Disabilities Read More »
Over the years, we’ve had the privilege to represent clients struggling with mental health issues that prevent their ability to perform the material duties of their own occupation. Sometimes, these conditions also become so severe that they prevent the performance of the material duties of any occupation to which they are reasonably suited based upon
Disability insurance for Mental Health Read More »
